Pension schemes
Mandatory pensions
Mandatory pension insurance or Pillar 2 is mandatory for all employees born after 1 January 1962. Employees are insured by mandatory pension funds through employer contributions, and yield is generated based on the investment of funds accumulated in the members' accounts. You can claim a pension from Pillar 2 after claiming a pension from Pillar 1. Pension insurance companies pay pension benefits from Pillar 2, but if pensioners opt for a Pillar 1 pension, their savings are transferred to the state budget and the payment is made by the Croatian Pension Insurance Institute.
Mandatory pension
Pension types
You may receive pension benefits from Pillar 2 after claiming a Pillar 1 pension paid by the Croatian Pension Insurance Company (HZMO). Your pension type will be determined by way of a HZMO decision.
The Croatian Pension Insurance Company (HRMOD) offers the following pensions within the framework of Pillar 2:
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Mandatory pension
MPO
HRMOD's pension schemes for mandatory pensions from Pillar 2
Pension types
Single pension
Single with a guarantee period
Joint
Joint with a guarantee period
Old age life pension
Disability life pension
MO-S1 / MO-I1
MO-S2 / MO-I2
MO-S3 / MO-I3
MO-S4 / MO-I4
Survivor's pension
MO-O1
MO-O2
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Mandatory pension
What type of pension can you set up?
Pension beneficiary status
Single pension
Single with a guarantee period
Joint
Joint with a guarantee period
No spouse at the moment of retirement
Must choose
Cannot choose
With a spouse younger than 50, unemployed and not generating other earnings
Cannot choose
Must choose and designate his/her spouse as a designated beneficiary
Cannot choose
With a spouse younger than 50, employed or generating other earnings
Can choose with the spouse's approval
Can choose with the spouse's approval
Cannot choose
With a spouse older than 50, unemployed and not generating other earnings
Cannot choose
Must choose
With a spouse older than 50, employed or generating other earnings
Can choose with the spouse's approval
Može odabrati
Index
Can choose
Must choose
Cannot choose
Calculate your pension benefits
Find out how much your pension might be worth in just a few clicks.
Types of pension from Pillar 1
Amount of savings in the pension fund?
Enter the amount of savings made
Percentage of savings made you wish to receive with the first payment of pension benefits
Choose the percentage of savings made
Your age
Enter your age
Would you like to calculate the amount of joint pension benefits?
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Molimo odaberite barem jednu od opcija
Would you like to designate beneficiaries who will inherit your pension?
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Molimo odaberite barem jednu od opcija